With approximately 41 years of experience, this insurance professional and consultant provides litigation support and expert witness services and brings a professional background spanning insurance, financial services, distribution, product management, operations, advanced markets, and insurance consulting. Since 2020, the expert has served as a Principal and Director of Life Insurance while providing expert witness and consulting services. Current responsibilities include insurance analytics, risk management, consulting, and the implementation of insurance solutions on behalf of financial advisors with consideration for clients’ best interests.

A significant area of the expert’s work concerns federal and state requirements governing elevated standards of care for insurance agents and recommendations made to consumers. Relevant subject matter includes client-best-interest principles, suitability processes, life insurance, annuities, and the use of insurance products in financial and retirement planning. The expert has also participated in developing educational and training programs addressing best-interest practices and processes for formulating suitable insurance recommendations for consumers.

Throughout an extensive insurance-industry career, the expert has held leadership positions including Senior Vice President, Managing Director, Assistant Vice President, Regional Vice President/Regional Director, Marketing Director, Brokerage Manager, and Co-Founder. These roles involved insurance distribution and marketing management, product management and development, operations, career agency and independent wholesale management, supervision of insurance professionals, and advanced markets. Additional technical experience includes planning for business owners and professionals, foreign-national case management, advanced insurance planning, underwriting-related services, insurance sales supervision, and operational management.

Complementing this professional background, the expert holds a Bachelor of Arts in Economics and the Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Certified in Long-Term Care (CLTC), and Certified Insurance Fiduciary designations. Professional qualifications also include a California Life/Health and Variable license, FINRA Series 7, 24, and 63, and registration as an SEC Investment Adviser Representative.

Beyond professional practice, the expert serves as Secretary and a member of the Board of the Life Insurance Consumer Advocacy Center, an organization formed to provide insurance expertise in advocacy of consumers’ use of life insurance and annuity protection assets for financial and retirement planning. The expert is also a long-term member of Finseca and has served on the board and as immediate past president of the Golden Gate Chapter of the Society of Financial Service Professionals.