An actuary provides consulting services with more than 35 years of experience in insurance underwriting and claims evaluation, with a focus on insurance practices in legal matters. Their work involves applying actuarial methods to issues such as loss reserves, claim reserves, incurred but not reported exposures, pricing, premiums, and insurance risk calculations. They have provided consulting and analysis in matters involving insurance company bad faith, unfair claims practices, and investment losses related to financial planner negligence.

Their actuarial work encompasses several core functions within the insurance discipline. This includes evaluation of reserve adequacy, development and monitoring of claims case reserving performance standards, and analysis of case reserves and loss reserves. Additional areas of analysis involve underwriting support and pricing, including development of discriminant analysis tools used in underwriting processes. Their experience also includes reinsurance, excess and umbrella coverage, general liability, workers compensation, and automotive liability, as well as design of cost allocation systems and monitoring of claims operations.

Their work has included monitoring the adequacy of claim reserves, actuarial analysis related to company acquisitions and mergers, and monitoring price levels and profitability across insurance product lines. Their experience also includes consulting to the legal profession on insurance underwriting practices, claims evaluation, and actuarial matters. They have participated in actuarial ratemaking activities through involvement with ISO, the National Council, and California’s WCIRB. Credentials include Fellow of the Casualty Actuarial Society and Member of the American Academy of Actuaries. They have also participated in professional activities through involvement in the Casualty Actuarial Society Loss Reserve Committee and Examination Committee.