With a career in real estate financing extending more than 35 years, this expert’s work centers on mortgage brokerage and the structuring of debt and equity for residential development projects. His experience includes arranging financing for land acquisition, development, and single-family and multifamily construction, working closely with homebuilders and developers to identify funding needs and secure capital. He has developed relationships with a wide range of lending sources, including private lenders, regional and national banks, and institutional investors, and has been involved in underwriting and placing loans across various residential projects.

He has held roles including Director of a builder finance division and senior loan officer within commercial mortgage banking, where he focused on loan origination, lender negotiations, and structuring financing solutions such as construction and permanent loans, joint ventures, and equity placements. His background also includes work with reverse mortgage products and FHA-backed programs, as well as participation in real estate development ventures involving site acquisition, leasing, and financing. He has prior expert witness experience providing consultation, deposition, and testimony in matters related to real estate financing practices and lending relationships.