This casualty actuary expert witness, FCAS, MAAA, CPCU, has more than 45 years of experience in casualty insurance reserving, ratemaking, reinsurance, and profitability analysis. He has served in senior actuarial and executive roles, including Senior Consultant, Vice President–Pricing Actuary, and Senior Vice President and Chief Actuary within primary insurance and reinsurance organizations, where he was responsible for producing loss reserve certifications and reserve opinions, developing reserving methodologies, determining pricing structures, producing rate filings and supporting exhibits for insurance departments, and providing actuarial oversight to management and boards. For over 5 years, he has provided expert witness consultation and deposition testimony in matters involving loss reserves, pricing methodology, reinsurance transactions, underwriting practices, and claims audits.

His expertise encompasses multiple interrelated areas of casualty actuarial practice. A primary focus involves loss reserve certifications, reserve methodology development, profitability and rate monitoring studies, and pricing analyses across lines including workers compensation, medical malpractice, automobile, general liability, products liability, professional liability, and other commercial coverages. He has built and tested pricing and reserving models, prepared rate filing materials for submission to insurance departments, and explained reserve positions to auditors, actuarial consultants, rating agencies, and regulators. His work also includes evaluation of treaty and facultative reinsurance structures and pricing, retention and deductible analysis, captive funding considerations, self-insurance feasibility assessments, risk transfer analysis, and underwriting and claims audits for insurers, municipalities, and self-insured entities. He holds the designations of Fellow of the Casualty Actuarial Society, Member of the American Academy of Actuaries, and Chartered Property and Casualty Underwriter.