Certified Public Accountant and has more than 30 years of experience in accounting, banking, and structured finance and serves in an expert witness capacity involving forensic accounting, financial investigations, and complex financial analysis. Their litigation-related work includes consultation, deposition testimony, and courtroom testimony in matters involving securities fraud, mortgage lending fraud, structured finance issues, and financial statement fraud. The expert’s experience reflects extensive involvement in analyzing, investigating, and testifying on financial practices, accounting issues, and transactional structures within regulatory and dispute contexts.

Their practice centers on complex structured finance and lending activities, including predatory mortgage lending practices, the securitization of subprime mortgages, asset-backed and residential mortgage-backed securities, cash, synthetic, and hybrid collateralized debt obligations, credit default swaps, credit-linked notes, fair market valuation of level 3 illiquid assets, off-balance-sheet treatment of variable interest entities, and GAAP accounting for complex structured finance products. Additional areas include loan defaults, financial statement fraud, banking operations, and reasonable and prudent banking practices in contested matters.

Their work has also involved structured investment vehicles, trust preferred securities, complex derivative structures, structured finance products, and financial reporting issues in disputes involving securities fraud, mortgage lending fraud, complex structured finance issues, and directors’ and officers’ liability.

This experience is supported by work involving organizations such as the Federal Reserve Board of Governors, the Securities and Exchange Commission, the Federal Financial Institutions Examination Council, the Federal Bureau of Investigation, the United States Secret Service, the United States Attorney’s Office, and the American Bankers Association. That work includes the development of training materials, instructional materials, and presentations related to financial crisis topics, structured finance products, fraud in lending practices, problem loan analysis, and financial reporting issues. The expert holds the Certified Public Accountant credential.