With more than 25 years of experience in loan servicing and mortgage administration, this expert specializes in default loan servicing, loss mitigation, delinquency management, foreclosure, bankruptcy, real estate owned (REO) operations, investor and insurer relations, mortgage insurance, pooling and servicing agreements, servicing compliance, and risk management. His expertise encompasses the full lifecycle of defaulted mortgage loans, from early-stage delinquency through foreclosure, property disposition, investor reporting, and asset recovery. He also has more than 5 years of expert witness experience providing consultations and depositions involving loan servicing, mortgage administration, and servicing standards.

His professional experience includes serving as Senior Vice President of Investor Relations and Delegation, Senior Vice President of Strategic Initiatives, President of Default and Field Services, Senior Vice President of Risk Management, and Senior Vice President of Real Estate Owned for private mortgage servicing and financial services organizations. Throughout his career, he has directed default servicing operations, investor and mortgage insurer relations, REO asset management, foreclosure mediation, loss mitigation initiatives, bankruptcy servicing, subordinate lien management, vendor oversight, title operations, and servicing compliance. His work has included interpreting pooling and servicing agreements, managing investor and insurer performance requirements, overseeing distressed asset portfolios, developing servicing strategies to reduce losses and maximize recoveries, conducting operational audits, and implementing risk management programs for default servicing operations.

He completed coursework in Business Administration. In addition to his executive leadership experience, he developed operational initiatives involving servicing compliance, investor reporting, mortgage insurance requirements, REO management, and foreclosure operations, including a patented subordinate lien risk model designed to improve investment return analysis. His background includes extensive leadership in default servicing strategy, operational performance improvement, vendor management, and mortgage servicing risk management across large residential loan portfolios.