Emerging from the early development of the life and viatical settlement industry, this insurance professional brings more than 30 years of experience centered on the evaluation, underwriting, and transfer of life insurance policies. He founded and continues to lead a life settlement firm, where he oversees the review of large volumes of policies, assessing their suitability for participation in the secondary market and managing transactions through completion. His work reflects a practical understanding of how life settlement assets are structured, valued, marketed, and evaluated by investors.

His background includes extensive involvement in underwriting, policy qualification, risk assessment, and the financial and operational aspects of life settlement transactions. He has worked with a broad range of policies, including high-value and investment-oriented life insurance assets, and has developed expertise in the factors that influence policy valuation and marketability. Earlier in his career, he held leadership responsibilities in insurance sales, agent development, and training, providing additional perspective on policy origination, distribution practices, and industry compliance considerations.

He holds a Bachelor of Arts in Economics from Kean University and has maintained ongoing professional education through insurance and settlement-related continuing education programs. In addition to his operational experience, he has contributed to professional education by developing and teaching a state-approved continuing education course on life settlements for insurance professionals. His professional involvement includes participation in organizations dedicated to the life settlement industry, and he maintains insurance licensure in multiple jurisdictions. His experience also includes consulting and advisory work involving life insurance policies, settlement transactions, underwriting practices, and industry standards.