Drawing on more than 40 years of experience in economics and statistics, this expert applies quantitative and economic analysis to complex financial, regulatory, and market-based issues. His work integrates statistical analysis, economic modeling, and methodologies from finance, accounting, actuarial science, and operations research to evaluate industry practices and market behavior. He has developed analytical frameworks and data-driven approaches used across public and private sector engagements, with particular depth in highly regulated financial industries.

A central component of his practice involves statistical sampling and economic analysis in mortgage-backed securities litigation, including the design and execution of sampling studies across large loan populations and the evaluation of breach rates and associated damages. He has extensive experience providing expert reports, deposition testimony, and trial testimony in state and federal courts, with a sustained record of expert witness engagement spanning more than 35 years. His work in this area reflects application of rigorous statistical methodologies to complex financial disputes involving securitized assets and risk assessment.

Equally significant is his specialization in title insurance economics, including ratemaking, regulatory compliance, and industry-wide financial analysis. He has designed and implemented statistical and financial reporting systems adopted by numerous state insurance departments as the basis for rate review and regulatory oversight, and has served as a statistical agent for multiple title insurance rating bureaus. His experience includes preparing economic justifications for rate filings, providing testimony before insurance departments, legislative bodies, and federal agencies, and advising on model legislation and regulatory frameworks through involvement with national organizations such as the National Association of Insurance Commissioners. Additional work includes valuation of title insurance companies and agencies, due diligence in acquisition transactions, reserve analysis, and assessment of industry profitability and solvency. He is also the author of a published work on the regulatory economics of title insurance, reflecting recognized subject matter expertise in this field.

Extending beyond these core areas, he has conducted economic impact analyses related to regulatory actions, antitrust matters, and commercial damages across a range of industries, including environmental regulation, financial services, and manufacturing. His professional experience includes longstanding leadership as president of a regulatory and economic consulting firm, along with prior roles in economic consulting and academic instruction. He holds a doctoral degree and a master’s degree in physics, as well as an MBA with a concentration in finance, providing a strong analytical foundation for his applied economic and statistical work. Professional affiliations include membership in organizations such as the American Statistical Association, the National Association of Forensic Economics, and the American Bar Association, reflecting continued engagement in economic, statistical, and forensic analysis disciplines.