Leveraging over 10 years of experience in financial compliance and regulatory oversight, this professional provides consulting and subject-matter expertise in matters involving anti-money laundering (AML), Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC) compliance. Their background includes prior consulting and independent contractor experience across community, commercial, and investment banking environments, as well as U.S. operations of foreign financial institutions, supporting implementation and assessment of compliance programs and regulatory adherence.

Their work includes compliance testing, audit preparation, and regulatory examination support, with focus on areas such as suspicious activity reporting (SARs), Sections 314(a) and 314(b), FATCA reporting, correspondent banking, and trade finance. Additional areas of expertise involve development and maintenance of compliance policies, procedures, and manuals, as well as branch testing plan design and execution. These capabilities are applied in assessing the effectiveness of compliance programs, identifying control gaps, and evaluating adherence to applicable financial regulations.

In leadership roles, this expert has served as a chief compliance officer and deputy head of compliance, with responsibilities including oversight of transaction monitoring systems, management of compliance staff, and coordination of regulatory audits and examinations. Their experience also includes model governance and validation, encompassing evaluation of model assumptions, data integrity, and statistical performance within monitoring systems, as well as reporting findings to senior management and governance bodies. Educational background includes a bachelor’s degree in economics, and this expert holds the Certified Anti-Money Laundering Specialist (CAMS) designation.