With more than 40 years of banking, financial management, and advisory experience, this banking expert witness provides litigation consultation concerning commercial and consumer credit, credit administration, deposit accounts, credit cards, alleged credit damages, corporate governance, compensation, management, and financial institution operations. He has more than 15 years of expert witness experience, including consultations and testimony at deposition and trial in municipal, state, and federal courts, as well as testimony in arbitration. His education includes a Bachelor of Science in Business and a Master of Business Administration with a specialization in finance.

Senior banking responsibilities have included serving as President and Chief Executive Officer, Executive Vice President, founding director and organizer, regional vice president, senior credit officer, and loan committee member. Across these positions, he administered corporate, commercial, real estate, consumer, and small-business lending activities; supervised major banking regions and institution-wide operations; and developed policies and procedures addressing credit, deposits, audits, personnel, compensation, and risk management. His decision-making experience also includes asset and liability management, strategic planning, mergers and acquisitions, bank formation, stock offerings, development of mortgage banking and Small Business Administration lending operations, implementation of regulatory requirements, management of capital constraints, and restructuring of troubled financial institutions.

His court-related and advisory experience further includes court-approved directorships, court-approved financial advisory appointments, corporate restructurings, board service, and appointment to the United States Bankruptcy Court for the Central District of California’s panel of mediators. His litigation and consulting clients have included consumers, corporations, law firms, banks, financial institutions, governmental agencies, municipalities, partnerships, and other businesses, including the Federal Deposit Insurance Corporation as receiver. He has experience as Managing Director of a consulting firm providing expert witness, management, financial, and advisory services involving corporate governance, credit practices, institutional controls, financial institution matters, and executive decision-making.